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Baccarat

28 March 2009

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What is Baccarat?
Baccarat is a table game with up to 12 sometimes 14 players. Baccarat is played with eight decks of cards on a table to a similar size to that of a Craps table.

A winning bet is the one with the highest number, unless there is a tie in which case there is a push.

How to play Baccarat?
Players bet on either the player or the banker. After all bets are made the player dealer gives two cards to the highest betting player and the banker. Each numbered card less than ten is worth its face value, aces are worth 1, and tens and face cards are worth 0. The suit does not matter. The score of the hand is the right digit of the total of the cards. For example, if the two cards were a 6 and 7, then the total would be 13 and therefore the score would be a 3. The scores will always range from 0 to 9.

The same player keeps dealing until the banker loses. Dealing goes around the table. If a player doesn’t want to deal they don’t have to. The casino dealer will pay winning bets and collect all losing bets.

The Third Card
In certain circumstances a third card is sometimes drawn depending on the following situations:

• If either player or banker has 8 or 9 they both stand.
• If the player’s total is 5 or less the player hits.
• If the player stands the banker hits on 5 or less.

(The table below shows all other times a third card may be drawn)

Banker's
Score Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H

Payouts
Bets placed payout in the following ways:

• Bets on the banker=19/20
• Bets on the player =1/1
• Bets on a tie=8/1

Pair bets
Some casinos offer pair bets where if you place a bet on a banker pair, player pair or a pair from either the banker or player. A banker or player pair =11/1 and either having a pair=5/1.


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Baccarat